Consumer proposals
A consumer proposal is an official procedure governed by the Bankruptcy and Insolvency Act, which is exclusively available to individuals whose total debts do not exceed 250,000 $, excluding debts secured by their principal residence.
In the cases where a consumer proposal constitute the most judicious solution, we will help you to put together an offer to pay your creditors a percentage of the debts owed to them, extend the time you have to pay off the debts, or a combination of both
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